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USDA Dancers Insurance Program
Every square dance organization needs General Liability and Accident Medical Expense coverage while conducting and sponsoring dance activities. As closely as safety rules are followed, accidents can and will happen. This insurance program, especially designed for USDA dance groups, provides Accident Medical insurance, which helps protect club members from financial loss due to a covered accidental bodily injury, and Liability insurance, which protects the club and its members and association officials from financial loss due to unforeseen incidents which may develop into litigation against members and dance organizations.
Liability Insurance
Limits of
protection:
$1,000,000 combined single limit of
liability for bodily injury and property damage per occurrence (subject to a
$100 property damage deductible per claim) while participating in scheduled and
sponsored dancing activities. $100,000 limit for damage to premises rented to
you.
Who is covered:
The club and its members while participating in club or organization sponsored
and supervised dancing activities. Liability coverage applies in the United
States, its territories or possessions.
Accident & Medical Insurance
Limits of
coverage:
$10,000 Usual and Customary Accident Medical
Expense, including Dental $10,000, Accidental Death Benefit $10,000, Accidental
Dismemberment Benefit (loss of both hands, both feet, sight of both eyes, or any
combination thereof), $5,000 Accidental Dismemberment Benefit (loss of one hand,
one foot, sight of one eye).
Note:
Coverage is excess to any other valid and collectible
medical insurance covering the same accident. Coverage provided for covered
medical expenses incurred within 52 weeks of the accident up to $10,000 for all
eligible expenses as stated in the Policy.
Who is covered:
Club members will be insured while participating in any regularly scheduled and
sponsored dancing activity worldwide, including group travel (10 or more club
members) in a vehicle commercially licensed for transportation of passengers and
operated by a person holding a valid operators license for such vehicle, while
being transported to or from a covered dancing activity.
What is covered:
Accidental bodily injury sustained by an insured person while participating in
dancing activities sponsored and supervised by a recognized club or
organization.
Period of
coverage:
The insurance year is January 1 through
December 31. Coverage becomes effective for individual clubs under the policy on
the day the application and premium for insurance is received by the USDA
National Insurance Coordinator. There is no pro-rate provision. This is
necessary due to the large administrative expense of maintaining different
policy dates.
For Information About USDA Insurance or USDA, E-Mail at: Insurance@usda.org or Info@usda.org
USDA Insurance Policy Renewal Portal
Insurance Program Frequently Asked Questions Answers to Questions that have be asked about the Insurance Program
Insurance Program Information Flyer In Adobe.pdf Format
Insurance Forms & Information (With Electronic Fill In Forms)
USDA 2023-2024 Accidental Medical Insurance Policy
In Adobe.pdf Format
USDA 2023-2024 General Liability Insurance Policy In Adobe.pdf Format
Or Contact Our:
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